JULY 21 Interest rate rose to 0.858%, the owed capital and monthly repayments stood at €60,061 and €261, respectively In June 2022: • The implicit interest rate for all housing loan agreements was 0.858% (0.826% in the previous month); • For contracts closed in in the last three months, the interest rate rose to 1.158% (0.970% in May); • The average owed capital for all contracts increased by €447 compared to May, to €60,061; Implicit interest rates in housing loans Average owed capital • The average value of the monthly repayment rose to €261 (one euro more than in the previous month); Of this amount, €43 (16%) correspond to interest payments and €218 euros (84%) to amortised capital; • The implicit interest rate for total housing loan agreements for house purchase (the most relevant financing destination in the set of housing loans) rose to 0.874% (+3.3 basis points (b.p.) than in May); For contracts of this nature signed in the last 3 months, the rate was 1.163% (+19.7 b.p. compared to the previous month). More information is available at: Interest rates implicit in housing loans – June 2022 (20 July 2022) 0.858% 0.780% 0.830% 0.880% 0.930% 0.980% 1.030% 1.080% Jun-19 Sep-19 Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 Mar-21 Jun-21 Sep-21 Dec-21 Mar-22 Jun-22 60,061 € 50,000 52,000 54,000 56,000 58,000 60,000 62,000 Jun-19 Sep-19 Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 Mar-21 Jun-21 Sep-21 Dec-21 Mar-22 Jun-22
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